East Valley & Phoenix Metro, Arizona
Retirement planning for the years when you’re also helping a parent.
I’m Ji Khalsa — a fiduciary adviser who works slowly, in layers, with women whose retirement plan needs a fresh look with different eyes.
- Series 65 licensed
- Fiduciary on advisory
- SEC-registered RIA (Acrylic)
- First conversation at no cost
Who this is for
Most reached out because something changed.
A fall, a diagnosis, or a hospital stay that reset the calendar. A parent who moved in. A parent who recently passed. Somewhere in that stretch, they looked at their own retirement plan and realized it needed a fresh look.
Read who I work with- A parent's situation recently changed
- Preparing to retire in the next 5–10 years
- Rebuilding after a divorce that's fully settled
- Widowed and finally ready to look at everything
- A second marriage and blended finances
- Planning without a partner
I also work with women whose retirement questions aren’t about a parent right now — women who simply want their own clear view of the plan.
How I work
Slowly, in layers.
A plan you can explain in your own words — to your partner, your sister, your adult daughter, or yourself.
Understand the situation
We start by understanding what's actually going on — what decisions are coming up, and which ones have already happened.
Frameworks before recommendations
Questions and trade-offs come first. I try to be honest about the ones no one else tends to name.
A plan you can hold onto
The goal is that you feel prepared for what's ahead, not bracing for it — and a person you can call when the next thing happens.
What planning covers
Four pieces that need to look at each other — not sit in separate corners.
About Ji
The same discipline, applied to your household.
I spent two decades before advisory work in roles where the individual pieces only function when they’re coordinated with each other. What I do now is that same discipline applied to retirement — the plan, the investments, the tax picture, and the estate arrangements, looking at each other.
Some of the women I work with are managing that planning alongside a parent’s care. That’s a situation I understand from experience, not only from reading.
More about Ji Khalsa
Let's start with a conversation.
The first conversation is at no cost. It's about understanding your situation and whether it makes sense to continue from there.